💰

How to Sell Crypto (P2P)

Turn your crypto into Naira — find a buyer, confirm their bank payment, and get paid straight to your account.

⏱ 4 min read Verification required

How selling works on Kynettic: When a buyer responds to your ad (or you respond to theirs), Kynettic locks your crypto in escrow immediately. The buyer pays you Naira directly to your bank. Once you confirm receipt, the crypto is released to the buyer. You're protected the entire time — the crypto can't go anywhere until you say so.

Go to P2P and open the Sell tab

Tap P2P in the bottom navigation. At the top, tap the Sell tab. You'll now see a list of buyers who are actively looking to buy crypto with Naira.

📸 Image will be inserted soon

Read a buyer's ad — know what to look for

Each card shows a buyer's offer. Here's an example:

NairaSwap_Victor · ⭐ 4.7 · 89 trades

₦1,630 / USDT

Wants to buyUp to 500 USDT

Limits₦10,000 – ₦100,000

PaymentBank Transfer

Price (₦1,630/USDT) — How much Naira the buyer will pay you per unit of crypto.

Limits (₦10,000 – ₦100,000) — Your single sale must be worth at least ₦10,000 and no more than ₦100,000 of Naira.

Rating — More trades + higher rating = buyer who pays reliably and quickly.

Compare buyers: Some pay slightly more per unit than others. It's worth scanning a few ads to find the best rate before committing.

📸 Image will be inserted soon

Tap "Sell" and enter how much you want to sell

Tap the Sell button on the ad. Enter either the amount of crypto you want to sell, or the Naira amount you want to receive — the page calculates the other for you.

How your Naira payout is calculated

Crypto You Sell × Buyer's Rate = Naira You Receive

Maker fee (your fee as ad creator) is deducted from your side

Example — Selling 50 USDT to the buyer above

Buyer's rate₦1,630 per USDT

You sell50 USDT

Naira before fee50 × ₦1,630 = ₦81,500

Maker fee (e.g. 0.5%)−0.25 USDT from your crypto side

Naira the buyer transfers to you₦81,500 (full amount)

Crypto released to buyer~49.75 USDT (after fee)

📸 Image will be inserted soon

Your crypto is locked in escrow — the trade is on

The moment you confirm the sell order, Kynettic locks your crypto in a secure escrow. You can't accidentally spend it elsewhere and the buyer can see it's real and locked.

You confirm the sell order

Your crypto is immediately locked in Kynettic escrow

Buyer transfers Naira to your bank

The buyer sees your bank details and sends the agreed amount

Buyer taps "I've Paid"

You get notified — time to check your banking app

You confirm you received the Naira

Once you see it in your bank, tap "Confirm Payment Received"

✓

Crypto released to buyer

Trade complete — Naira is in your bank, crypto is with the buyer

📸 Image will be inserted soon

Check your bank and confirm payment received

Once the buyer marks as paid, open your banking app and verify the Naira is actually in your account. Then return to Kynettic and tap "Confirm Payment Received".

Never confirm before checking your bank. Once you tap "Confirm Payment Received," the crypto is released to the buyer immediately and cannot be undone. Always verify the money is in your account first — check balance, not just notifications, as some fake payment screenshots exist.

📸 Image will be inserted soon

💚

Sale complete!

The Naira is in your bank and the crypto has gone to the buyer. A successful P2P trade! The whole process usually takes under 20 minutes with an active buyer.

Buyer says they paid but you didn't receive it? Do NOT confirm. Instead, tap Raise Dispute on the order page. Kynettic's team will review the evidence and protect your crypto until the issue is resolved.